At STE Everyone is a VIP!
Buying the things you need and paying bills is a necessary part of life. Here at STE we believe in providing a robust checking account that is free of nonsense fees and delivers personal, hands-on service. We have all the features you need, and then some. Our electronic products and services make us immediately accessible and convenient, regardless of where you live. Additionally, our large network of surcharge-free ATM's gives you the power to withdraw cash from over five hundred locations statewide and tens of thousands nationwide.
VIP Account Features - For Everybody
- No monthly maintenance fees
- No minimum balance requirement
- Direct deposit available / not required - no checks to cash and you can divide your funds between accounts
- Free MasterCard debit card
- Thousands of Free ATMs
- Free Shared Branching - almost 200 service centers statewide and thousands nationwide
- Free overdraft protection
- Overdraft loan protection available
- Courtesy Advance - a unique overdraft program offered to most accounts which advances you funds to cover those unexpected purchases or checkbook errors
- Free online bill pay service
- Free electronic and telephone account access and inquiry
- Free electronic statements
- Free check image inquiry
What sets us apart is we do not require direct deposit or a minimum balance to qualify for these preferred services. Nor do we require you to have another "qualifying service". We provide these special features to all members because all members are special.
To ensure the next generation learns financial responsibility, we also offer these fully loaded accounts to minors, MasterCard debit card included. All that is required is a qualified co-owner who is the parent or guardian.
Debit Card and PIN Information
Convenience and control beyond cash or checks!
MasterCard debit cards offer the ultimate in convenience and financial control by combining the worldwide acceptance and benefits of MasterCard cards, with an immediate deduction of funds from your checking account. From banking to everyday purchases, whether shopping, dining or traveling the world, to tracking expenses and paying bills, you'll enjoy these benefits plus more with every card:
- Worldwide acceptance
- Enhanced security
- Easy record keeping
- 24-Hour Banking
- Cash access from ATM's displaying the Plus, Jeanie, Pulse, MasterCard, or Co-op signage
Cards are issued with daily limits for cash withdrawals and point of sale purchases. If you need to increase these limits, contact our office at 614-466-4988.
Lost or Stolen Card
To report a lost or stolen debit card, call:
(614) 466-4988 or 1-800-434-7300 M-F 8:00 a.m. to 4:00 p.m.
After hours or on weekends, call 1-800-528-2273 or 1-800-782-0279.
Useful Product Links:
CHECK REORDERS: Click here to reorder your checks online or call 1-877-585-8777 to order your checks by phone.
All you will need to reorder your checks is your unique reorder id and starting check number, this information can be found on the reorder form in your previous check order.
If this is your first box of checks, simply contact one of our membership services representatives at (614) 466-4988 or 800-434-7300.
ONLINE ACCOUNT ACCESS: 24/7 online account access
TELEPHONE ACCESS: No Internet access, no problem!
Call our 24-hour account access at (614) 644-5060 or toll free: 877-783-2899.
If you need an access code set up, contact one of our membership services representatives at (614) 466-4988 or 800-434-7300.
CHECK 21:
Click here for information about what it is and what it means for you and your account.
